@prefix : <https://meta.linked.archi/financial-architecture/reference-data#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix xml: <http://www.w3.org/XML/1998/namespace> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@base <https://meta.linked.archi/financial-architecture/reference-data#> .

<https://meta.linked.archi/financial-architecture/reference-data#> rdf:type owl:Ontology ;
                                                                    owl:versionIRI <https://meta.linked.archi/financial-architecture/reference-data/0.1.0#> ;
                                                                    owl:imports <https://meta.linked.archi/financial-architecture/onto#> ;
                                                                    <http://creativecommons.org/ns#license> "http://creativecommons.org/licenses/by/4.0/" ;
                                                                    <http://purl.org/dc/elements/1.1/description> """Reference data for financial architecture — cost categories,
investment types, and cost periods."""@en ;
                                                                    <http://purl.org/dc/elements/1.1/publisher> <https://linked.archi> ,
                                                                                                                "Linked.Archi"@en ;
                                                                    <http://purl.org/dc/elements/1.1/title> "Linked.Archi Financial Architecture Reference Data"@en ;
                                                                    <http://purl.org/dc/terms/created> "2026-05-03"^^xsd:date ;
                                                                    <http://purl.org/dc/terms/creator> "Kalin Maldzhanski" ;
                                                                    <http://purl.org/dc/terms/modified> "2026-05-03"^^xsd:date ;
                                                                    <http://purl.org/ontology/bibo/status> "draft" ;
                                                                    <http://purl.org/vocab/vann/preferredNamespacePrefix> "finard" ;
                                                                    <http://purl.org/vocab/vann/preferredNamespaceUri> "https://meta.linked.archi/financial-architecture/reference-data#" ;
                                                                    owl:versionInfo "0.1.0"@en .

#################################################################
#    Annotation properties
#################################################################

###  http://creativecommons.org/ns#license
<http://creativecommons.org/ns#license> rdf:type owl:AnnotationProperty .


###  http://purl.org/dc/elements/1.1/description
<http://purl.org/dc/elements/1.1/description> rdf:type owl:AnnotationProperty .


###  http://purl.org/dc/elements/1.1/publisher
<http://purl.org/dc/elements/1.1/publisher> rdf:type owl:AnnotationProperty .


###  http://purl.org/dc/elements/1.1/title
<http://purl.org/dc/elements/1.1/title> rdf:type owl:AnnotationProperty .


###  http://purl.org/dc/terms/created
<http://purl.org/dc/terms/created> rdf:type owl:AnnotationProperty .


###  http://purl.org/dc/terms/creator
<http://purl.org/dc/terms/creator> rdf:type owl:AnnotationProperty .


###  http://purl.org/dc/terms/modified
<http://purl.org/dc/terms/modified> rdf:type owl:AnnotationProperty .


###  http://purl.org/ontology/bibo/status
<http://purl.org/ontology/bibo/status> rdf:type owl:AnnotationProperty .


###  http://purl.org/vocab/vann/preferredNamespacePrefix
<http://purl.org/vocab/vann/preferredNamespacePrefix> rdf:type owl:AnnotationProperty .


###  http://purl.org/vocab/vann/preferredNamespaceUri
<http://purl.org/vocab/vann/preferredNamespaceUri> rdf:type owl:AnnotationProperty .


###  http://www.w3.org/2004/02/skos/core#definition
<http://www.w3.org/2004/02/skos/core#definition> rdf:type owl:AnnotationProperty .


###  http://www.w3.org/2004/02/skos/core#notation
<http://www.w3.org/2004/02/skos/core#notation> rdf:type owl:AnnotationProperty .


###  http://www.w3.org/2004/02/skos/core#prefLabel
<http://www.w3.org/2004/02/skos/core#prefLabel> rdf:type owl:AnnotationProperty .


#################################################################
#    Datatypes
#################################################################

###  http://www.w3.org/2001/XMLSchema#date
xsd:date rdf:type rdfs:Datatype .


#################################################################
#    Classes
#################################################################

###  https://meta.linked.archi/financial-architecture/onto#CostCategory
<https://meta.linked.archi/financial-architecture/onto#CostCategory> rdf:type owl:Class .


###  https://meta.linked.archi/financial-architecture/onto#CostPeriod
<https://meta.linked.archi/financial-architecture/onto#CostPeriod> rdf:type owl:Class .


###  https://meta.linked.archi/financial-architecture/onto#InvestmentType
<https://meta.linked.archi/financial-architecture/onto#InvestmentType> rdf:type owl:Class .


#################################################################
#    Individuals
#################################################################

###  https://meta.linked.archi/financial-architecture/reference-data#Annual
:Annual rdf:type owl:NamedIndividual ,
                 <https://meta.linked.archi/financial-architecture/onto#CostPeriod> ;
        <http://www.w3.org/2004/02/skos/core#definition> "Cost applies on an annual basis."@en ;
        <http://www.w3.org/2004/02/skos/core#notation> "ANNUAL" ;
        <http://www.w3.org/2004/02/skos/core#prefLabel> "Annual"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#ComplianceCost
:ComplianceCost rdf:type owl:NamedIndividual ,
                         <https://meta.linked.archi/financial-architecture/onto#CostCategory> ;
                <http://www.w3.org/2004/02/skos/core#definition> "Cost of meeting regulatory requirements — audits, certifications, security controls, reporting."@en ;
                <http://www.w3.org/2004/02/skos/core#notation> "COMPLIANCE" ;
                <http://www.w3.org/2004/02/skos/core#prefLabel> "Compliance Cost"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#DecommissioningCost
:DecommissioningCost rdf:type owl:NamedIndividual ,
                              <https://meta.linked.archi/financial-architecture/onto#CostCategory> ;
                     <http://www.w3.org/2004/02/skos/core#definition> "Cost of decommissioning a system — data migration, contract termination, cleanup."@en ;
                     <http://www.w3.org/2004/02/skos/core#notation> "DECOMMISSION" ;
                     <http://www.w3.org/2004/02/skos/core#prefLabel> "Decommissioning Cost"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#GrowInvestment
:GrowInvestment rdf:type owl:NamedIndividual ,
                         <https://meta.linked.archi/financial-architecture/onto#InvestmentType> ;
                <http://www.w3.org/2004/02/skos/core#definition> """Investment to expand capabilities or capacity — new features,
scaling, geographic expansion, new integrations. Builds on existing
architecture."""@en ;
                <http://www.w3.org/2004/02/skos/core#notation> "GROW" ;
                <http://www.w3.org/2004/02/skos/core#prefLabel> "Grow"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#InfrastructureCost
:InfrastructureCost rdf:type owl:NamedIndividual ,
                             <https://meta.linked.archi/financial-architecture/onto#CostCategory> ;
                    <http://www.w3.org/2004/02/skos/core#definition> "Hosting, compute, storage, network, and data center costs — on-premises or cloud."@en ;
                    <http://www.w3.org/2004/02/skos/core#notation> "INFRA" ;
                    <http://www.w3.org/2004/02/skos/core#prefLabel> "Infrastructure Cost"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#IntegrationCost
:IntegrationCost rdf:type owl:NamedIndividual ,
                          <https://meta.linked.archi/financial-architecture/onto#CostCategory> ;
                 <http://www.w3.org/2004/02/skos/core#definition> "Cost of integrating with other systems — API development, middleware, data transformation."@en ;
                 <http://www.w3.org/2004/02/skos/core#notation> "INTEGRATION" ;
                 <http://www.w3.org/2004/02/skos/core#prefLabel> "Integration Cost"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#LaborCost
:LaborCost rdf:type owl:NamedIndividual ,
                    <https://meta.linked.archi/financial-architecture/onto#CostCategory> ;
           <http://www.w3.org/2004/02/skos/core#definition> "Development, operations, and support staff costs — internal FTEs and external contractors."@en ;
           <http://www.w3.org/2004/02/skos/core#notation> "LABOR" ;
           <http://www.w3.org/2004/02/skos/core#prefLabel> "Labor Cost"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#LicenseCost
:LicenseCost rdf:type owl:NamedIndividual ,
                      <https://meta.linked.archi/financial-architecture/onto#CostCategory> ;
             <http://www.w3.org/2004/02/skos/core#definition> "Software licensing fees — perpetual licenses, subscription fees, per-user/per-core pricing."@en ;
             <http://www.w3.org/2004/02/skos/core#notation> "LICENSE" ;
             <http://www.w3.org/2004/02/skos/core#prefLabel> "License Cost"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#Monthly
:Monthly rdf:type owl:NamedIndividual ,
                  <https://meta.linked.archi/financial-architecture/onto#CostPeriod> ;
         <http://www.w3.org/2004/02/skos/core#definition> "Cost applies on a monthly basis."@en ;
         <http://www.w3.org/2004/02/skos/core#notation> "MONTHLY" ;
         <http://www.w3.org/2004/02/skos/core#prefLabel> "Monthly"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#OneTime
:OneTime rdf:type owl:NamedIndividual ,
                  <https://meta.linked.archi/financial-architecture/onto#CostPeriod> ;
         <http://www.w3.org/2004/02/skos/core#definition> "A one-time cost that does not recur."@en ;
         <http://www.w3.org/2004/02/skos/core#notation> "ONE_TIME" ;
         <http://www.w3.org/2004/02/skos/core#prefLabel> "One-Time"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#OpportunityCost
:OpportunityCost rdf:type owl:NamedIndividual ,
                          <https://meta.linked.archi/financial-architecture/onto#CostCategory> ;
                 <http://www.w3.org/2004/02/skos/core#definition> "Value foregone by not pursuing alternative investments or approaches."@en ;
                 <http://www.w3.org/2004/02/skos/core#notation> "OPPORTUNITY" ;
                 <http://www.w3.org/2004/02/skos/core#prefLabel> "Opportunity Cost"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#Quarterly
:Quarterly rdf:type owl:NamedIndividual ,
                    <https://meta.linked.archi/financial-architecture/onto#CostPeriod> ;
           <http://www.w3.org/2004/02/skos/core#definition> "Cost applies on a quarterly basis."@en ;
           <http://www.w3.org/2004/02/skos/core#notation> "QUARTERLY" ;
           <http://www.w3.org/2004/02/skos/core#prefLabel> "Quarterly"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#RunInvestment
:RunInvestment rdf:type owl:NamedIndividual ,
                        <https://meta.linked.archi/financial-architecture/onto#InvestmentType> ;
               <http://www.w3.org/2004/02/skos/core#definition> """Investment to keep current systems operational — maintenance,
patching, license renewals, infrastructure refresh. No new capabilities
are added."""@en ;
               <http://www.w3.org/2004/02/skos/core#notation> "RUN" ;
               <http://www.w3.org/2004/02/skos/core#prefLabel> "Run"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#SupportCost
:SupportCost rdf:type owl:NamedIndividual ,
                      <https://meta.linked.archi/financial-architecture/onto#CostCategory> ;
             <http://www.w3.org/2004/02/skos/core#definition> "Vendor support contracts, SLAs, and maintenance agreements."@en ;
             <http://www.w3.org/2004/02/skos/core#notation> "SUPPORT" ;
             <http://www.w3.org/2004/02/skos/core#prefLabel> "Support Cost"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#TechnicalDebtInterest
:TechnicalDebtInterest rdf:type owl:NamedIndividual ,
                                <https://meta.linked.archi/financial-architecture/onto#CostCategory> ;
                       <http://www.w3.org/2004/02/skos/core#definition> "Ongoing cost of maintaining suboptimal solutions — workarounds, manual processes, performance degradation."@en ;
                       <http://www.w3.org/2004/02/skos/core#notation> "DEBT_INTEREST" ;
                       <http://www.w3.org/2004/02/skos/core#prefLabel> "Technical Debt Interest"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#TrainingCost
:TrainingCost rdf:type owl:NamedIndividual ,
                       <https://meta.linked.archi/financial-architecture/onto#CostCategory> ;
              <http://www.w3.org/2004/02/skos/core#definition> "Cost of training staff on new technologies, tools, or processes."@en ;
              <http://www.w3.org/2004/02/skos/core#notation> "TRAINING" ;
              <http://www.w3.org/2004/02/skos/core#prefLabel> "Training Cost"@en .


###  https://meta.linked.archi/financial-architecture/reference-data#TransformInvestment
:TransformInvestment rdf:type owl:NamedIndividual ,
                              <https://meta.linked.archi/financial-architecture/onto#InvestmentType> ;
                     <http://www.w3.org/2004/02/skos/core#definition> """Investment in fundamental modernization or replacement — platform
migration, architecture redesign, technology stack replacement. Changes
the architecture significantly."""@en ;
                     <http://www.w3.org/2004/02/skos/core#notation> "TRANSFORM" ;
                     <http://www.w3.org/2004/02/skos/core#prefLabel> "Transform"@en .


###  Generated by the OWL API (version 5.1.18) https://github.com/owlcs/owlapi/